When is a Car Considered Totaled – And What Happens When It Is?

When is a Car Considered Totaled – And What Happens When It Is?  The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is...

10 Tips to Reduce Distracted Driving

Whether someone you love has been known to text and drive, or you have found yourself distracted behind the wheel, these tips can help avoid dangerous activity on the road.   Stow your phone. Turning off the phone and putting it in “do not disturb” mode can help...

How to Find a Lost Life Insurance Policy

It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy?

If so, there are ways to find out. Here are some tips to help.

A Dozen Easy Ways to Keep Cold Air from Entering Your House

There’s nothing like returning to a warm home when it’s freezing outside. Unfortunately, cold air has many sneaky ways to follow you inside. Good news: There are some quick (and inexpensive!) ways to seal drafts and keep your home toasty all winter long. Here’s a quick list.

Your Stress-Free Guide to Thanksgiving Travel

Thanksgiving is one of the busiest holidays for road trips. Whether you’re driving over the river or through the woods this holiday season, here’s what to know to safely (and sanely) arrive at your destination. BEFORE THE DRIVE Get your car in gear. Now is the time to...

Top 4 Fall Driving Hazards (And How to Handle Them)

The start of fall brings a lot of welcome things: a new school year, cooler temps and changing leaves. You may not notice it right away, but your daily commute is affected by the shorter days and changing weather, too. (For example: Did you know wet leaves...

Questions to Ask Before You Hire a Landscaping Service

When searching for and choosing a landscaping professional to work on your property, there are some things you will want to consider. Landscaping can add curb appeal to your home and help to create cohesiveness in your outdoor space. The first steps are to identify...

The “Smart” Way to Ensure Fire Safety

The mantra of “stop, drop, and roll” is a familiar drill and phrase we repeat as children, but we rarely talk about it or practice it in adulthood. And while children may learn about fire evacuation plans at school, grown-ups might not remember to actually put them...