I have Life Insurance Through Work. Isn’t That Enough?

Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not...

What Happens If My Neighbor’s Tree Falls in My Yard?

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance would typically help cover the cost of removing the tree and remedying...

Trouble Driving at Night? Try these 6 Tips!

We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word: visibility. During a clear day, you might be able...

9 Things to Know If You Have a Backup Generator

Whether it’s a hurricane or a routine power outage, navigating a dark house is never fun. That’s why many people choose to install backup generators in their homes. A backup generator can power your home until regular electricity resumes. While backup generators can...

When is a Car Considered Totaled – And What Happens When It Is?

When is a Car Considered Totaled – And What Happens When It Is?  The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is...

10 Tips to Reduce Distracted Driving

Whether someone you love has been known to text and drive, or you have found yourself distracted behind the wheel, these tips can help avoid dangerous activity on the road.   Stow your phone. Turning off the phone and putting it in “do not disturb” mode can help...

How to Find a Lost Life Insurance Policy

It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy?

If so, there are ways to find out. Here are some tips to help.

A Dozen Easy Ways to Keep Cold Air from Entering Your House

There’s nothing like returning to a warm home when it’s freezing outside. Unfortunately, cold air has many sneaky ways to follow you inside. Good news: There are some quick (and inexpensive!) ways to seal drafts and keep your home toasty all winter long. Here’s a quick list.